Complex money and mobility data, spoken clearly.
We build voice-first software and programmable connectivity. It starts with Money Voice — a conversational assistant that turns balances, debits and recurring costs into short spoken briefings — and extends toward cross-border mobility and open communications.
We validate revenue with low-risk financial briefings before committing to certification-heavy development. Each phase must earn the next.
Launch a subscription product that connects financial accounts, summarizes debits and recurring costs, and delivers hands-free briefings. Validate willingness to pay through a narrow, simple journey and continuous feedback.
Apply the same voice and data orchestration layer to electric mobility, cross-border connectivity and safety. Research OpenWiFi, V2X, software-defined radio and FPGA hardware as modular, standards-based capabilities.
The opportunity is a consistent voice layer that starts with low-risk financial briefings and expands toward cross-border mobility assistance — validating revenue before certification-heavy work.
Balances, debits, subscriptions and investments are scattered across banks and platforms.
Drivers should not navigate multiple screens to understand money, charging or route changes.
Roaming, SIM profiles, navigation and charging can change at borders or between rental cars.
Useful sensors and connectivity are often locked to specific manufacturers and model years.
Product · Phase 1
Connect financial accounts, and Money Voice summarizes balances, debits and recurring charges into short, understandable briefings — hands-free, in under a minute. It informs; it never executes trades or gives regulated advice.
Current evidence
A functioning web prototype with authentication, dashboard, subscription dialog and Stripe-hosted checkout — enough to validate a narrow, simple customer journey.
Prototype live
Beta H1 2027
Planned
Candidate
Today's briefing
“Your balance is €12,480. Three recurring charges totalling €54 posted this week. Nothing unusual.”
Technology & architecture
Modular services with explicit permissions and replaceable providers. Model providers receive only the context required for the requested briefing.
The user asks by voice or text.
Speech is transcribed on device or via an approved service.
Only permissioned account data is retrieved for the intent.
A constrained prompt produces a factual draft.
Rules check totals, dates and unsupported claims.
The answer is shown and optionally spoken, then logged minimally.
Design principles
Business model
Consumer subscriptions fund the platform. B2B licensing, research pilots and hardware kits follow once the model is proven.
Deliberately limited onboarding.
€0/ month
Briefings and everyday integrations.
€10/ month
Mobility features as Phase 2 lands.
€20/ month
Indicative pricing from the Graphai OÜ 2026–2029 business plan. Paid tiers are tied to a clear benefit — more accounts, longer history, automated briefings or mobility features.
Three-year roadmap
Each phase requires evidence before expansion: repeated usage before paid acquisition, paid retention before partnerships, partner commitment before custom hardware, and independent review before any safety or transmission claim.
Q3–Q4 2026
Research: OpenWiFi / SDR environment reproduced in the lab.
H1 2027
Research: V2X simulation and FPGA packet-processing prototype.
H2 2027
Research: Carrier-board requirements and university pilot.
2028
Research: Developer hardware kit and edge-processing demo.
2029
Research: Decision on certified automotive or aviation product path.
Founder-led, from Tallinn.
We're talking with early users, banks, mobility providers, universities and fleets. If Money Voice or connected mobility is relevant to you, get in touch.